Insights
Written by the people who build and run the bank — the savings team, the lending team, and the people who spend their days investigating fraud.
Latest
- Security5 minute read
Five signs a payment request is a scam
Authorised push payment fraud works by making you the one who presses send. These are the five signals that appear in almost every case we see.
Priya Raman, Head of Financial Crime ·
- Borrowing5 minute read
Understanding APR: what the number really means
APR is not the interest rate. Knowing the difference is what lets you compare two loans that look nothing alike.
Marcus Bell, Mortgage Product Lead ·
- Saving6 minute read
How to build an emergency fund that actually lasts
Most emergency funds fail for the same three reasons. Here is how to build one that survives its first real emergency.
Ada Okonjo, Head of Savings ·
Security
- Security5 minute read
Five signs a payment request is a scam
Authorised push payment fraud works by making you the one who presses send. These are the five signals that appear in almost every case we see.
Priya Raman, Head of Financial Crime ·
- Security4 minute read
Passkeys, explained without the jargon
A passkey is not a password you cannot see. It is a different mechanism, and it removes the single most common way accounts are taken over.
Tom Ashworth, Principal Security Engineer ·
Saving
- Saving6 minute read
How to build an emergency fund that actually lasts
Most emergency funds fail for the same three reasons. Here is how to build one that survives its first real emergency.
Ada Okonjo, Head of Savings ·
- Saving7 minute read
Saving for a house deposit when rates are high
High rates cut both ways. What they mean for a deposit you are still building, and how to think about the trade-off between saving longer and buying sooner.
Marcus Bell, Mortgage Product Lead ·
Everyday money
- Everyday money6 minute read
What actually happens in the two seconds after you tap a card
Authorisation, capture, settlement and the pending amount that does not match your receipt. A short tour of the plumbing.
Ada Okonjo, Head of Savings ·
- Everyday money4 minute read
Spending abroad without the surprises
Dynamic currency conversion, ATM fees and the difference between a card rate and the rate on the board outside the bureau.
Priya Raman, Head of Financial Crime ·
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