A current account with no monthly fee, savings that pay interest every month, and lending that tells you the total cost before you apply. Open one in about five minutes.
Eligible deposits protected up to £85,000 by the FSCS
Why customers trust Reliance Bank
- £85,000
- protected per personEligible deposits are covered by the Financial Services Compensation Scheme.
- 1.4m
- personal and business customersAcross current accounts, savings, cards and lending.
- < 2 hours
- typical domestic transferMost arrive within two hours; all within one working day.
- 24/7
- fraud team, every dayA person answers the lost-and-stolen line at any hour.
Accounts
Four accounts, priced in public
Every rate, fee and limit below comes from the same catalogue the bank runs on.
What we do differently
Six things we will not quietly change later
Everything here is written into the terms, not just the marketing.
No monthly fee, and no small print holding it up
The current account costs nothing to run. There is no minimum balance, no salary requirement and no bundle you have to keep to hold the price.
Payments that arrive when we say they will
Most domestic transfers land within two hours, all within one working day, and the app tells you the moment they do.
Fraud cover that starts before the fraud
Passkeys, per-card limits you set yourself, and a team that answers the lost-and-stolen line at three in the morning.
An app that shows the whole picture
Balances, budgets, cards and goals in one place, with spending categorised as it lands.
Business banking that expects more than one person
Multi-user access, two-signature approvals and payroll for the whole team, from day one.
A branch when it has to be a branch
Sixty branches and a network of free ATMs, for the days when a conversation beats an app.
The app
The bank fits in a pocket
Everything the branch can do, most of it faster, and none of it behind a phone queue.
- A notification the moment money movesEvery payment, in or out, with the merchant and the running balance.
- Freeze a card in one tapInstantly, and unfreeze it just as fast when the card turns up in a coat pocket.
- Spending sorted by itselfCategories you can correct once and we will remember.
- Sign in with a passkeyA fingerprint or a glance. Nothing to remember, nothing to phish.
Customers
What people say once they have switched
Four accounts, four cities, four different reasons for moving.
“I switched because the fee page was the shortest one I could find. Two years on it is still the shortest, and nothing has quietly appeared on it.”
Helena VaughanCurrent Account Plus · Bristol“We pay eleven people on the first of the month. It used to take an afternoon and two phone calls. Now it is one upload and a second signature from my co-director.”
Idris BelloBusiness Pro · Manchester“My card was cloned on holiday. I froze it from the beach, the replacement was at home before I was, and the money was back the same week.”
Ruth McAllisterCurrent Account Plus · Glasgow“The loan quote showed the total repayable at the top, in bold, before I gave them a single detail about myself. Nobody else did that.”
Daniel OseiPersonal Loan · Leeds
Open an account in about five minutes
You will need photo ID and a few details. Most applications are decided the same day.